Cover for Sports and Activities

The following activities are covered under our policies.

• Abseiling (within organiser’s guidelines)
• Aerial safaris (in chartered aircraft and an organised excursion)
• Aerobics
• Angling
• Archaeological digging
• Archery
• Assault course
• Athletics u
• Badminton
• Bamboo rafting
• Banana boating
• Bar and restaurant work
• Baseball u
• Basketball
• Beach games
• Billiards
• Blading (no stunts)
• Board sailing u
• Body boarding
• Boogie boarding
• Bowling/Bowls
• Bungee jumping u
• Cable car ride
• Camel riding/trekking u
• Canoeing/Rafting/White Water Rafting/Kayaking up to grade 3
• Canoeing/Rafting/White Water Rafting/Kayaking grades 4 and 5 u
• Catamaran/Yachting/Sailing u
• Clay pigeon shooting/small bore target shooting/rifle range u
• Climbing (on climbing wall only)
• Cricket
• Croquet
• Cross country running
• Curling
• Cycling (excluding mountain biking, BMX and touring) u
• Dancing (including lesson participation)
• Darts
• Deep sea fishing
• Dinghy sailing u
• Dry slope skiing / boarding
• Dragon boat racing u
• Elephant riding/trekking u
• Falconry
• Fell running (up to 4,000 metres)
• Fell walking (up to 4,000 metres)
• Fencing u
• Fishing
• Fives
• Flag American football
• Flying as a passenger in an aircraft (private plane/helicopter/glider)
• Football
• Fruit or vegetable picking (under 3 metres)
• Frisbee/Ultimate frisbee
• Glass bottom boats/bubbles
• Gliding as a passenger and with a qualified pilot
• Go karting (up to 120cc, wearing a helmet) u
• Goalball
• Golf
• Gorilla trekking (organised tours only)
• Gym – Fitness
• Gymnastics
• Handball
• Helicopter rides (passenger only)
• Hiking up to 4,000 metres
• Hobie cat sailing u
• Hockey (field)
• Horse riding (wearing a helmet and excluding racing, jumping, hunting and less than 7 days) u
• Hot air ballooning (passenger only)
• Hot dogging up to grade 3
• Hot springs
• Hydro zorbing
• Ice skating (rink only)
• In-line skating (no stunts)
• Ice surfing u
• Ice cricket u
• Jet boating (passenger only) u
• Jogging
• Kayaking (incl. White Water) up to grade 3
• Kayaking (incl. White Water) grades 4 and 5 u
• Korfball
• Llama riding u
• Land skiing
• Mopeds (maximum 125cc, and passed CBT training, wearing a helmet) u
• Motorcycling (maximum 125cc, and passed CBT training, wearing a helmet) u
• Mule trekking u
• Netball
• Octopush
• Orienteering (up to 4,000 metres above sea level)
• Ostrich riding u
• Parachuting tandem only u
• Parascending/Parasailing (towed by a boat over water)
• Pedalos
• Pilates
• Pony trekking (wearing a helmet) u
• Pool
• Power boating (passenger only) u
• Racquet ball / Rackets u
• Rambling (up to 4,000 metres above sea level)
• Reverse bungee u
• Rifle range u
• Ringos
• River bugging u
• River sledging u
• River tubing u
• Roller skating/blading/in-line (incidental, wearing pads, helmet and no stunts)
• Rounders
• Rowing
• Safari in a vehicle/trekking/tracking (organised tour, no firearms).
• Sailing/Yachting European waters only u
• Sandboarding u
• Sand surfing u
• Sand yachting u
• Scuba diving - to a depth of 30 metres (if qualified or accompanied by a qualified instructor and not diving alone)
• Sea fishing
• Sea kayaking (withing European waters, no racing)
• Shark diving (professionally supervised in a cage)
• Skin diving - to a depth of 30 metres (if qualified or accompanied by a qualified instructor and not diving alone)
• Skateboarding (waring pads and helmet, no stunts)
• Skydiving (tandem only) u
• Sledding/Sledging or Sleigh riding (passenger only if pulled by horse, dogs or reindeer)
• Small bore target shooting u
• Snooker
• Snorkelling
• Soccer
• Softball
• Speed boating (passenger only) u
• Sphering
• Spinning class
• Squash u
• Surfing
• Swimming
• Swimming with dolphins
• Swimming/Bathing with elephants u
• Sydney Harbour Bridge walk (organised and walking across clipped onto a safety line)
• Table tennis
• Tall ship crewing u
• Team building
• Ten pin bowling
• Tennis
• Touch football
• Trampolining
• Tree top trekking/canopy walking
• Trekking (below 4,000 metres only)
• Tubing
• Tug of war
• Volleyball
• Wake boarding
• Walking (below 4,000 metres only)
• Water hockey
• Water polo
• Water skiing (no jumping)
• Wicker basket tobogganing
• Whale watching
• Wheelchair basketball
• Windsurfing
• Wind tunnel flying (wearing pads and helmet)
• Yachting/Sailing (European waters only)
• Yoga
• Zip-lining/trekking
• Zorbing/Hydro zorbing

The following activities are covered under this policy. However, no cover is provided under the Personal Accident or Personal Liability sections.

• Archery
• Athletics
• Baseball
• Board Sailing
• Bungee Jumping/Reverse Bungee
• Canoeing/Kayaking/Rafting/White Water Rafting grade 4
• Clay Pigeon Shooting/small bore shooting/rifle range
• Cycling (Mountain Biking/BMX or Touring) e-bikes are not covered at any time
• Camel/Elephant/Horse/Mule/Llama/Ostrich/Pony Riding/Trekking or working
• with wild animals
• Dragon Boat Racing
• Fencing
• Go Karting (up to 120cc, wearing a helmet)
• Ice Cricket
• Ice Surfing
• Jet Boating/Power Boating (passenger only)
• Snow Mobiling
• Lacrosse
• Paint Balling/War Games (wearing eye protection)
• Racquet Ball/Rackets/Squash
• Riding Motorcycles/mopeds (up to 125cc only) *
• River Bugging/Tubing/Sledging
• Sandboarding/ Sand Surfing/Sand Skiing/Sand Yachting
• Sailing/Yachting/Catamaran/Dinghy/Hobie Cat
• Skydiving/Parachuting (Tandem only)
• Swimming/Bathing with Elephants
• Tall Ship Crewing

* Motorcycling – You must be wearing a helmet and riding on recognised roads. You (or the driver if you are a passenger) must be in possession of a valid licence/certificate for the motorcycle in use.

The following activities are NOT covered under this policy.

• Battle re-enactment
• Canoeing/Kayaking/Rafting/White water rafting grade 5 and 6
• Canyoning
• Cave diving or pot holing
• Cliff or base diving/jumping
• Flying (as a pilot)
• Gliding/Hang gliding/paragliding
• Hot air ballooning (as a pilot)
• Hunting, any use of firearm
• Jet skiing
• Jousting
• Kite Surfing
• Marathon running
• Martial arts
• Micro lighting
• Motorcycling/mopeds with an engine capacity over 125cc
• Motor Sports/Racing of any kind Land/Sea
• Mountain/BMX biking/Cycle Touring/mechanically assisted or electronic bicycles
• Polo
• River Bugging/Sledging/Tubing grades 4 and above
• Rock climbing
• Sailing/Boating/Yachting of any kind outside of 12 nautical miles from the coastline or outside of European Waters
• Sand duning/Buggying
• Scuba diving deeper than 30 metres
• Segway/Electronic scooter
• Slacklining
• Tightrope/High rope walking
• Quad biking/ATV’s
• Walking/Fell Walking/Running/Trekking/Hiking/ Orienteering/Rambling above 4,000 metres – Sahara/dessert treks
• Walking/Fell Walking/Running/Trekking/Hiking/Orienteering/Rambling that requires specialised equipment/ropes/guides/crampons – Any Sahara/ dessert/Polar (or other extreme climate) treks/runs/walks/hikes.

If an activity is NOT listed above it is NOT covered unless You contact Us and We agree, in writing, to cover the activity.

Please contact our team at travel.sales@switchedoninsurance.ie if You are unsure as to whether Your intended activity is covered by Your Policy.